In addition to submitting an application for an operating license, all applicants for automotive authorities, freight forwarders and brokerage must file specific insurance and legal process documents before the FMCSA issues the authorities. The submissions required vary depending on the type of registration. Below is a list of pre-registration forms, followed by an explanation of the types of registrants that apply to the submission of these forms. Answer: Employers are responsible for notifying their plan administrator of the employee`s death, termination, reduction in hours of work, eligibility for medicare or Title 11 procedure within 30 days of the eligible event. If the plan administrator is notified that one of these events has occurred, he or she will in turn inform the person(s) concerned of the right to choose continuation coverage. However, the employee or his or her family member is responsible for notifying the plan administrator within 60 days of the later date of (1) the date of the eligible event or (2) the date on which the eligible beneficiary would lose coverage as a result of the eligible event, divorce, legal separation or child who loses support status; to inform. If notification is not made in a timely manner, the group health insurance plan does not have to provide the eligible beneficiary with a way to choose COBRA continuation coverage. n. One of the most important words in the field of law, liability means legal liability for one`s own acts or omissions. Failure by a natural or legal person to comply with this liability makes it open to a claim for damages resulting therefrom or to a court decision (as in the case of a breach of contract or a violation of the law).

In order to win a dispute, the plaintiff (plaintiff) must prove the defendant`s legal liability if the plaintiff`s allegations prove to be true. This requires proof of the obligation to act, the non-performance of that obligation and the link (direct cause) of that omission with a breach or damage to the claimant. Liability also applies to alleged offences in which the accused may be held responsible for his or her acts which constitute a criminal offence, thereby subjecting him or her to conviction and punishment. Example: Jack Jumpstart passes over a stop sign in his car and meets Sarah Stepforth as he crosses the Zebra Passage. Jack has a duty of care to Sarah (and the public) whom he violates through his negligence and is therefore responsible for Sarah`s injuries, which gives him the right to sue him. However, Jack`s father owns the car and he too can be held liable to Sarah under a law that holds a car owner liable for damage caused by the vehicle he owns. The father`s responsibility is based on “legal responsibility”, although he has not personally violated any duty. A signer of a promissory note is responsible for the money due if it is not paid, as is a co-signer who guarantees it. A contractor who has agreed to complete a building is liable to the owner if he does not complete on time. Answer: An eligible event is one of the following events that would result in the loss of health insurance coverage: (1) the death of the insured employee, (2) the termination (except for serious misconduct) of the employment relationship of an insured employee, (3) a reduction in the period of employment of an insured employee, (4) the divorce or separation of the spouse of an insured employee from the employee`s spouse, (5) an insured employee who is entitled to Medicare benefits, (6) a dependent child who is no longer a dependent child of the employee covered under the terms of the group health plan, and (7) in respect of certain retirees and their dependents, insolvency proceedings of an employer under Title 11 of the United States Code, which begins on or after 1 July 1986. My work was done and the company went bankrupt. Can I continue my group health insurance? How much time do I have to decide if I want to continue my reporting on COBRA? Do I have to inform my employer of my intentions? How long do I have to continue reporting under state law? Please note that new candidates to the FMCSA must apply via the Unified Registration System (URS) from 12 December 2015.

Existing registration- or authority-holders may apply for authorities using the OP-series forms until a later date. On January 17, 2017, FMCSA published a Federal Register notice with more details on the suspension of the URS effectiveness date. Once my continuance period has expired, whether under COBRA or New York law, am I eligible to purchase a conversion agreement? Answer: COBRA coverage is a continuation of the same group coverage you had when you were working. Since the company has ceased operations, there is no group policy, so you cannot have COBRA coverage. You should take care of individual health insurance. Applicants should be prepared to contact their representatives immediately upon receipt of their designated file number in order to request the submission of the necessary forms. These submissions must be received by the FMCSA within 90 days of the publication of a public letter of intent to register the applicant. (Applicants will be informed by letter of their file number and the date of publication in the FMCSA registry.) Answer: If you continue your health insurance through your employer, you can keep the same coverage you had through your employer – with the same benefits and the same doctors. You should compare the coverage you received through your former employer with the options available to you through the NY State of Health (NYSOH) or insurers in your area. If the benefits package offered by your employer is better suited to your needs than the options available to you as an individual, COBRA can serve as a useful transition.

What is the cost of ongoing coverage under COBRA? Answer: In general, most employers with 20 or more employees offering group health plans must offer any “eligible beneficiary” who would otherwise lose plan coverage due to an “eligible event” the opportunity to choose to continue the coverage received immediately prior to the eligibility event. Answer: In general, a group health insurance plan may make the availability of COBRA continuation coverage conditional upon the timely selection of that coverage by an eligible beneficiary. The election period must begin no later than the date on which the eligible beneficiary loses coverage due to the eligible event. The election period will not end before the date ending 60 days after the later date of (1) the date on which the Eligible Recipient would lose coverage as a result of the Eligible Event, or (2) the date on which the Eligible Recipient is notified of its right to choose COBRA Continuation coverage.