Lexington Law helps people with bad credit remove negative files from their credit reports. However, they would tell them that if they signed up for Lexington Law`s credit repair services, they would be guaranteed to qualify for the Rent to Own program. Since the best credit professionals know the law well, Lexington Law is the firm you can trust. Unlike some credit repair organizations, Lexington Law`s credit repair team is actually made up of real lawyers and paralegals. With knowledgeable professionals at the helm, you can rest assured that they are using the right legal channels to help you repair your loan. Once these erroneous or misleading entries are removed from your credit report, your credit score should improve. While Lexington Law has earned its reputation as an effective credit repair firm, there is still room for improvement in some areas, which are listed below. Note, however, that Lexington Law can only dispute inaccurate information. If the negative items on your credit report are correct, they cannot be deleted. It also takes time to remove incorrect items from your report. The time depends on the type of misinformation.

Lexington Law says their clients use their services for an average of six months, but repairing your loan could take longer. Competent legal advice. You`ll not only be dealing with a credit repair company at Lexington Law, you`ll be dealing with lawyers and paralegals who are familiar with credit reporting laws and know the ins and outs of challenging negative and false information in your report to correct your bad credit. You will then prepare the necessary intervention letters for your creditors and the challenge letters to the credit bureaus. Credit adjustment does not erase or cancel outstanding debts from your credit reports. Pay off your debts before you try to repair your loans. Removing inaccurate information from your credit report can be complicated, confusing, and time-consuming. While you can certainly do some of the work yourself, it doesn`t hurt to have an expert on board to make sure the process is done correctly and in a timely manner.

Like Lexington Law, Credit Saint dates back to 2004. This New Jersey-based company offers its credit repair service to residents of all states except Georgia, Kansas and South Carolina. They also deal with harassing communications from collection agencies and creditors, which is a standard service offered by most credit repair companies. The influence that comes with the fact that your credit repair business is a legitimate law firm, whether perceived or real, is certainly appealing to consumers. I`ve been using the service since March (6 months) and at ~$100/month it was definitely an extra expense, but they were able to remove a lot more from my credit report than the few hundred I paid. A few debts that a bank simply didn`t want to forgo, even though we could all see that they had been misreported (and never corrected), and even the remaining portion of my student loans (also misreported) were removed from my credit report. What I`ve learned is that the average person doesn`t have the time or authority to call these people and report debts directly without messing anything up. Don`t even try it yourself. Get a pro in your corner, it`s worth it. I was skeptical until a friend (with whom I went into debt) told me about his experiences. Can`t recommend it more. While you can complete this process yourself, you will benefit from Lexington Law`s working relationship with the three major credit bureaus: Experian, Equifax, and TransUnion.

Don`t underestimate the value of an ally who speaks their language. And let`s face it: cease and desist letters certainly have more authority when a law firm sends them. FYI: In the past, I hired another credit repair company and wanted to see if Lexington Law would do anything else to file litigation for the negatives or difficult claims that are on my file, but after a month and a half 2 months, I haven`t seen any litigation filed, so remember, That any company you hire needs to take immediate action Since you pay them immediately and also too long, they keep you longer, you have to make payments, so I wasted my money on them too. So look elsewhere, I love Lexington Law, I really appreciate all your hard work, I had 14 bad comments about my credit with in 60 days 8 was removed from 14, I like the fact that if I don`t understand, they slow down so I can. Now, I`m not saying it will happen for everyone, but it never hurts to try. And also understand that the time we invest wastes our credit, it can take half that time to fix it. Lots of educational resources. Lexington Law`s website offers you many articles about your credit, from understanding how credit works to steps you can take to improve your score and decline incorrect information on your credit report itself. Lexington Law charges between $95.85 and $139.95 per month for its service packages, which is slightly higher than some other well-known credit repair companies. Why Lexington Law? First and foremost, the Lexington Act is behind what they offer. I must admit that I didn`t know what to expect after registration.

After a few weeks, I was very impressed with the results and the cancellation of every dispute that negatively impacted my credit rating, Lexington Law took immediate action against creditors, who can have extremely negative reports to TransUnion and Equifax. The Lexington Act will challenge what`s most important to your credit score, the Lexington Act will open up an aggressive path if creditors don`t suppress certain reports as required by the Lexington Act. And the best part of the Lexington Law app will constantly update your progress when cases are pending. I have also shown results to my friends and family and they are now part of Lexington Law Clients. I like it and I am satisfied with it. Thank you Lexington Law for the excellent service! – hazim Lexington Law Firm is one of many credit repair companies. Be careful with the company you choose and make sure it is a reputable company. Check with the Better Business Bureau to learn more about a particular company`s performance.

Research the company you will eventually be dealing with. By law, credit repair companies must give you a copy of the consumer credit file rights under federal and state law before signing a contract. They must also give you a written contract setting out your rights and obligations. Read these documents before signing. The law contains specific guarantees for you. For example, a credit repair company cannot: Instead of asking the affiliate to cease and refrain, they tried to find a way for Lexington Law employees not to be able to call the affiliate if the customer was illegally misled in order to specifically trick the customer into signing up for Lexington Law`s credit repair services. Some sites offer kits for as little as $13.95 that include sample letters and tips to help you repair your credit yourself. You can learn more about credit, credit scoring and credit repair at Bills.com. To date, Lexington Law has helped clients remove more than 56 million negatives from their credit reports, an average of approximately 10 negatives per client. Of course, no reputable credit repair firm can guarantee results, and Lexington Law is certainly not an overnight solution.

A credit repair agency can take months to show progress — if not longer — although some people may see cleaner credit reports much sooner. Sit back and remember that what you`re doing is a step in the right direction. The situation you describe is not the way we work. We comply with all laws that govern the credit repair industry and work hard for all our clients. We appreciate your satisfaction and would like to get in touch with you. Please provide us with your contact information and one of our representatives will contact you. Free consultation. You can get a free initial assessment of your credit report as well as recommendations on how to resolve negative issues by calling and speaking to a Lexington Law representative. In the past, Lexington Law has been a popular resource for people who don`t have time to repair their own loan. Lexington Law has been sued by the Consumer Financial Protection Bureau for illegal billing and deceptive marketing practices, and for now, it seems wise to avoid them.